I have submitted certain comments, statements, stories, photographs, video, audio and/or other recordings or media (the “Submissions”) to MINORITY FINANCIAL INCLUSION (the “Company”). I grant the Company a perpetual, irrevocable, worldwide, sub licensable, royalty free license to publish, reproduce, distribute, publicly perform, publicly display, edit, modify, create derivative works of and otherwise use the Submissions in any manner or media and for any purpose whatsoever at the sole discretion of the Company, including without limitation any advertising or commercial use of any kind. I further give my permission to the Company to use my name, likeness, voice, and biographical information in connection with such Submissions and release the Company and anyone acting under its authorization from any claims that any use of the Submissions as authorized herein violates any of my rights, including any rights of publicity or privacy. I understand and agree that all rights granted herein are fully sub licensable and assignable.

I represent and warrant that I am at least 18 years of age and I have all rights necessary to grant the foregoing rights and permission and that no infringement or violation of any third-party rights, including copyright, right of publicity, or right of privacy, will result from the use of the Submissions. I agree to defend, indemnify and hold the Company, and any other persons affiliated therewith, harmless from and against any liabilities, losses, claims, demands, costs and expenses (including reasonable attorneys’ fees) arising out of or in connection with the use of the Submissions or of my name, likeness, voice, or persona, or from the breach or alleged breach of any of the foregoing representations or warranties.

I understand that I will not be entitled to any compensation for the rights and release granted herein or for any use of the Submissions and that the Company shall have no obligation to make any use of the Submissions. I further understand and agree that the Company will act in reliance on this agreement and that therefore it will be irrevocable.